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South Texas Lending Team · a team of Neighborhood Loans, Inc. · NMLS #222982
A smarter mortgage experience starts here. Tap into local data, transparent calculators, and expert learning material built to put you back in the driver's seat.
Discover your true buying power, test refinance savings, and crunch the numbers with zero guesswork.
Crunch the numbersBacked by local Texas underwriting. Faster approvals, zero panic.
See our promiseTexas real estate is local. Dallas isn't Houston, and Austin isn't San Antonio. Find data and loan officers hyper-specialized for your city.
Decode mortgage jargon. Read clear, data-driven guides on conforming limits, VA loans, and how points actually work.
See how we've helped over 500 Texas families.
I created South Texas Lending (powered by Neighborhood Loans) in 2019 to give families in Texas an honest way to get a mortgage. Someone transparent, direct, and straightforward. We're a direct lender, which means underwriting, pricing, and our full loan program lineup all happen under one roof. No middlemen or middle management squeezing the price, and no junk fees.
We've served over 500 families across San Antonio and the greater Texas market, plus 13 other states. Holding a perfect 5.0 score on Google, Zillow, Experience.com, and Fast Expert means a lot to us. We treat every borrower like a family member, which means they get the most help and the best pricing we can offer.
Outside of work, I am usually snowboarding in the winter, on a basketball court with the kids, or watching the markets. I speak English and Romanian. If you want to talk through your options before applying, my line is always open at (210) 750-6164.
Stop by for a coffee and a no-pressure conversation about your home buying or refinance options.
South Texas Lending
1846 N Loop 1604 W, Suite 205
San Antonio, TX 78248
(210) 750-6164
Call our branchMonday to Saturday
7:00 AM to 8:00 PM
San Antonio Office
1846 N Loop 1604 W, Suite 205
San Antonio, TX 78248
See real client reviews on our Google Business Profile or leave us a Google review.
“Ben and his office went above and beyond! They put our priorities first and guided us every step of the way to make sure we had all best options available! When things seemed like it might not happen he found away! I recommend him for any type of loans you want to try and get! By far the easiest and best loan office I have ever worked with! I appreciate all the help and guidance you gave us in this process!”
James N
“I wasn’t even sure what questions to ask or where to start. Ben took the time to walk me through the different loan options and help me understand what would fit my situation best. I am so grateful I made the call. I now have a much better understanding of my options and know what direction to take to move forward with a loan. Thank you, Ben, for making the process so much easier. You are appreciated!”
Stephanie M
“I highly recommend Ben and his Team! I am a home builder and contractor and Ben has provided all of my construction loans and also a refinance on my personal home as well. He works tirelessly to close and fund my loans as efficiently as a possible. He’s strait forward and knows exactly how to get things done. I highly recommend him.”
Josh S
“Ben and his team are always great to work with. They will guide you through the process and make sure all your questions are answered.”
Martin H
“Ben was great to work with, he was very communicative and willing to think outside the box to get the deal done! When the lender changed the terms of our loan, Ben fought for us to get the original terms. He’s very client focused, works with integrity and doesn’t give up. I highly recommend Ben for your lending needs, you won’t be disappointed!”
Fiona A
“Ben is the best loan officer I have worked with ever! He is VERY knowledgeable in all he does and beyond! He is very professional and always accessible throughout the entire loan process! He went above any beyond to help get the deal closed and get the best rate possible! Thank you so much Ben for all your hard work!”
Mary M
We stripped away the bank bureaucracy. Here is your new path home in Texas, backed by our 21-day close guarantee.
Sync your bank data securely. No PDFs or faxing tax returns.
Get a verified approval letter that is as good as cash to Texas sellers, especially when paired with our Cash Offer Advantage.
Sign 90% of docs online. Show up to a local title company for the keys.
No docs to gather upfront. No calls either. Answer a couple questions about your goals, and we'll come back with real numbers within 24 hours. Estimate your payment with our mortgage calculator or see what our clients say.
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