Compare a 15-year vs 30-year mortgage side by side and see exactly how much interest you can save with a shorter loan term. This 15 vs 30 year mortgage calculator shows the monthly payment difference, total interest paid, and how fast you build equity on each fixed-rate loan. Pair it with our monthly payment calculator, the amortization schedule, or the ARM vs fixed-rate comparison to find the best loan term for your goals.
Total Interest
$408,142
Total Interest
$158,316
You could have your home paid off in half the time by paying $635 more each month, and save a significant amount in interest over the life of the loan. Want a similar result without resetting the term? Try our mortgage payoff calculator.
Compare how quickly you build equity
From application to closing, everything can be done online. Upload documents, track progress, and stay updated right from your phone or computer.
No surprises from the start, only full transparency because we hate surprises just as much as you do
You will have one loan expert guiding you the entire way - from your first question all the way to closing
Most of our loans close in about 21 days, so you can move into your home faster.
Find the best option for your financial goals by comparing our most popular loan options — the conventional loan, an FHA loan, or a VA loan.
Best for good credit
Great for first-time buyers
For veterans & military
For higher-priced homes
Talk to an expert about what term is right for you.