About STX Lending
STX Lending is a direct mortgage lender headquartered in San Antonio, serving homebuyers and homeowners across the Lone Star State. We exist to replace the broken mortgage experience with one built on transparency, speed, and trust.
Our Story
STX Lending was founded on a single conviction: homebuyers deserve better than hidden fees, bait-and-switch rates, and loan officers who are incentivized to sell you the most expensive product.
As a direct lender, we control the entire process — from application to underwriting to closing. There are no middlemen adding markups, and no broker junk fees. What you see on your Loan Estimate is what you pay.
Based in San Antonio and serving all of Texas, our team combines local expertise with modern technology. We offer 43+ loan programs, including conventional, VA, FHA, USDA, jumbo, and specialty options for self-employed borrowers, investors, and first-time buyers.
What We Stand For
Every rate, every fee, and every option — laid out before you sign. Our Loan Estimates are detailed, accurate, and locked.
Our loan officers are salaried advisors. Their only incentive is to find you the best loan, not the most expensive one.
1-day processing capability and streamlined workflows let us close in as few as 21 days — while most lenders take 45 to 60.
Meet the Team
Our team of mortgage professionals lives and works in Texas. We know the local market, the closing process, and the neighborhoods we serve.
Branch Manager & Loan Originator
Senior Processor
Senior Mortgage Loan Originator
Mortgage Loan Originator
Mortgage Loan Originator
Loan Partner
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