Find out how much home you can afford, lock in your rate, and start shopping with a competitive pre-approval letter from STX Lending.
21
Day Closings
$0
Application Fee
5
Min to Apply
Answer a few basic questions about your income, employment, and home goals. Takes about 5 minutes.
Our team analyzes your credit, income, and assets to determine your maximum borrowing power.
Receive a custom pre-approval letter you can share with your agent and sellers — often within 24 hours.
What type of loan are you looking for?
Most pre-approvals issued within 24 hours of application.
Initial pre-qualification uses a soft pull — no hit to your score.
Shop with confidence knowing exactly what you can afford.
Sellers prefer pre-approved buyers. Win more bidding wars.
Lock in your rate while you shop so it doesn't go up.
Getting pre-approved doesn't commit you to anything. Zero cost.
They sound similar, but one holds far more weight with sellers.
The housing market moves fast. A pre-approval letter puts you ahead of other buyers and shows sellers you mean business.