STX Lending, Texas Mortgage Lender
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(210) 750-6164Get Started
STX Lending

Texas Real Estate Lending, Simplified. We provide fast, transparent mortgage lending with competitive rates and a streamlined digital experience.

1846 N Loop 1604 W, Ste 205

San Antonio, TX 78248

(210) 750-6164hello@stxlending.com

Hours

Monday to Saturday: 7:00 AM to 8:00 PM

Sunday: Closed

Proudly serving Texas since 2019.

Find us on Google Business Profile.

Solutions

  • Home Purchase
  • Refinance Rates
  • Texas Cash-Out
  • VA Loans
  • Get Pre-Approved
  • Texas Loan Limits

Resources

  • Daily Rates
  • Calculators
  • HELOC Calculator
  • Loan Comparison
  • Mortgage Blog
  • STX Perks
  • Careers
  • About Us

Texas Locations

  • All Texas locations
  • San Antonio
  • Austin
  • Houston
  • Dallas
  • Fort Worth
  • Corpus Christi

Legal & Support

  • Contact Us
  • Privacy Policy
  • Terms of Service
  • State Licenses & NMLS
  • Accessibility
  • Data Opt-Out

Awards & Recognition

  • National Mortgage News Top Producers 2025
  • 5 Star Award, Top Producer
  • Five Star Professional, Rising Star
  • Top Mortgage Professionals, 2025

Memberships

  • National Association of Hispanic Real Estate Professionals (NAHREP)
  • Five Star Professional
  • Top Mortgage Professionals 2025
  • Romanian American Business Owners of America

South Texas Lending Team is a mortgage team of Neighborhood Loans, Inc. (NMLS #222982). All loans are made by Neighborhood Loans, Inc. Verify on NMLS Consumer Access.

San Antonio, TX Branch · NMLS #2774284 · 1846 N Loop 1604 W, Ste 205, San Antonio, TX 78248

Branch Manager: Benjamin Gheliuc · Mortgage Loan Originator · NMLS #1775990 · Branch line: (630) 246-4777

Corporate Headquarters: Neighborhood Loans, Inc., 1333 Butterfield Rd, Suite 600, Downers Grove, IL 60515. For complaints or questions about this branch, contact the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar Blvd, Suite 201, Austin, TX 78705, 1-877-276-5550.

© 2026 Neighborhood Loans, Inc. All rights reserved.

NMLS #222982NMLS Consumer Access
Equal Housing Lender
Talk to Ben(210) 750-6164
No SSN • 60 SecSee Options
Rate Comparison

Today’s Mortgage Rates

Sample pricing across every loan program, so you can see how programs and points compare. Your own rate comes from a quote, not a table.

Sample pricing as of September 28, 2026
Lock in 15 minutes
$
$
%
CONV
7.125%/7.277%
Rate / APR
$5,400Fees · 1.500 pts
$2,425/moP & I
30yr FixedTerm
CONV
7.250%/7.351%
Rate / APR
$3,600Fees · 1.000 pts
$2,456/moP & I
30yr FixedTerm
CONV
7.375%/7.426%
Rate / APR
$1,800Fees · 0.500 pts
$2,486/moP & I
30yr FixedTerm
CONV
7.500%/7.500%
Rate / APR
$0Fees · 0 pts
$2,517/moP & I
30yr FixedTerm
CONV
7.625%/7.625%
Rate / APR
-$1,800Credit
$2,548/moP & I
30yr FixedTerm
CONV
7.750%/7.750%
Rate / APR
-$3,600Credit
$2,579/moP & I
30yr FixedTerm

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These are sample rates, not a quote or a rate lock. Pricing shown was sourced September 28, 2026 (28 days ago — rates have almost certainly moved since) and assumes a $360,000 loan, 780+ credit score, single-family home, primary residence, and no mortgage insurance. Mortgage rates move daily. Your rate depends on your credit, loan-to-value, property, occupancy and lock period, and will differ from what you see here. Nothing on this page is an offer to lend or a commitment to a rate. Get a real quote →

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