Don't take our word for it.
Hear from our clients.

“Nice to work with Beny he respond when I call I recomend him to everyone”

“Ben and his office went above and beyond! They put our priorities first and guided us every step of the way to make sure we had all best options available! When things seemed like it might not happen he found away! I recommend him for any type of loans you want to try and get! By far the easiest and best loan office I have ever worked with! I appreciate all the help and guidance you gave us in this process!”

“I wasn’t even sure what questions to ask or where to start. Ben took the time to walk me through the different loan options and help me understand what would fit my situation best. I am so grateful I made the call. I now have a much better understanding of my options and know what direction to take to move forward with a loan. Thank you, Ben, for making the process so much easier. You are appreciated!”

“I highly recommend Ben and his Team! I am a home builder and contractor and Ben has provided all of my construction loans and also a refinance on my personal home as well. He works tirelessly to close and fund my loans as efficiently as a possible. He’s strait forward and knows exactly how to get things done. I highly recommend him.”

“Ben and his team are always great to work with. They will guide you through the process and make sure all your questions are answered.”

“Ben was great to work with, he was very communicative and willing to think outside the box to get the deal done! When the lender changed the terms of our loan, Ben fought for us to get the original terms. He’s very client focused, works with integrity and doesn’t give up. I highly recommend Ben for your lending needs, you won’t be disappointed!”

“Ben is the best loan officer I have worked with ever! He is VERY knowledgeable in all he does and beyond! He is very professional and always accessible throughout the entire loan process! He went above any beyond to help get the deal closed and get the best rate possible! Thank you so much Ben for all your hard work!”

“Very prompt and informative. Answered any questions or concerns in a timely manner. Updated me on the process step by step for purchasing my home. Making sure I was completely satisfied with my purchase.”

“We had the pleasure of working with Ben Gheliuc and his team at Neighborhood Loans to secure our mortgage, and we couldn’t have asked for a better experience. Ben is extremely knowledgeable and absolutely fantastic to work with! He is dedicated, responsive, and was always available to answer our questions throughout the process.We’ve had several mortgages in the past, but Ben and his team made this experience exceptionally secure, easy, and efficient. Our closing was amazingly quick, and the entire transaction couldn’t have gone more smoothly. If you’re in the market for a mortgage, we highly recommend Ben and his team at Neighborhood Loans!”

“Very very happy with Ben & his team! Had a really tough seller who made waves but Ben calmly reassured them it would all be ok.. and it was!!!”

“Easy process”

“Wonderful to work with Ben and his team, a true partnership experience through every step of the process!”

“Ben provided hands on support and was with me and my organization throughout the entire process.Highly recommend for business financial planning and support.”

“Not just “on time” but EARLY! Great staff, friendly communication Definitely using Ben for all my lending needs!”

“Working with Ben and his team was an absolute pleasure! From start to finish, they made the entire mortgage process seamless, clear, and completely stress free. Ben was always available to answer our questions and kept everything moving quickly so we could close on time. Highly recommend Ben and his team to anyone looking for an awesome lender!”

“Ben was absolutely amazing to work with! He was always on top of everything, incredibly kind, professional, and quick to respond whenever we had questions. He made the entire process feel smooth and stress-free, and I always felt like he was genuinely looking out for our best interests rather than just trying to get the deal done. He was knowledgeable, patient, and made sure we understood all of our options so we could make the best decision for us. We truly appreciate everything Ben did for us and would highly recommend him to anyone looking for someone who is trustworthy, attentive, and genuinely cares about his clients.”

“Great Company to work with”

“10/10 would recommend. Ben and team were extremely helpful and communicated well through the whole process. Knowledgeable about all types of loans including Texas first time buyer programs and got me the best rate FHA could offer, beating out other lenders.”

“We have done three different loans with Ben process was very smooth. No issues funding was on time and if you have any questions just reach out to him even after closing the loan if you have questions or something, there’s a delay. He will take care of it as soon as possible Even on vacation and I reached out to him and he took time from his vacation to help me out”

“⭐⭐⭐⭐⭐ I had a wonderful experience working with Ben on my home loan in Arizona. He is extremely knowledgeable, capable, and clearly knows his field inside and out. Throughout the entire process, Ben was friendly, courteous, responsive, and always willing to answer my questions and explain things clearly. He made the financing process smooth and straightforward, and I always felt confident that everything was being handled properly. It was truly a pleasure working with him, and I would highly recommend Ben to anyone looking for a knowledgeable and trustworthy mortgage professional. Thank you, Ben, for helping make my Arizona home purchase such a positive experience!”

“⭐⭐⭐⭐⭐ I had a wonderful experience working with Ben at Neighborhood Loans with my home loan in Arizona. He is extremely knowledgeable, capable, and clearly knows his field inside and out. Throughout the entire process, Ben was friendly, courteous, responsive, and always willing to answer my questions and explain things clearly. He made the financing process smooth and straightforward, and I always felt confident that everything was being handled properly. It was truly a pleasure working with him, and I would highly recommend Ben to anyone looking for a knowledgeable and trustworthy mortgage professional. Thank you, Ben, for helping make my Arizona home purchase such a positive experience!”

“Ben's team made it really easy to buy a house. They kept me constantly informed and up-to-date with all of the documents. They were working hard to get me the best affordable closing costs as well.”

“My wife and I recently purchased an investment property, and our experience with South Texas Lending - Neighborhood Loans was exceptional from start to finish. Ben and his team went above and beyond to make sure we closed on time. We had a very tight timeline in our sales agreement, and in less than 21 days, everything was completed and ready for closing. Their communication, organization, and attention to detail gave us confidence throughout the entire process. What impressed us even more was the level of personal service. On closing day, my wife and I were in different locations, and rather than making things complicated, Ben personally traveled to each of us to obtain our signatures. That level of commitment to his clients is rare and speaks volumes about the way he does business. Buying real estate can often be stressful, overwhelming, and full of unexpected challenges. Ben and the entire South Texas Lending team made the process smooth, efficient, and remarkably easy. We always felt like they had our best interests in mind and were committed to getting us to the finish line. If you’re looking for a lender who is responsive, knowledgeable, and truly willing to go the extra mile, I highly recommend South Texas Lending - Neighborhood Loans. We will absolutely be using them again for future real estate purchases.”

“Very smooth process from start to finish. This was my first mortgage. Ben and his team walked me through the entire process and answered all my questions. I was able to get approved and close on a property in 30 days. I highly recommend!!”

“Working with Ben Gheliuc was truly an outstanding experience. From start to finish, he made the entire lending process seamless, stress-free, and incredibly efficient. His professionalism, responsiveness, and attention to detail were evident every step of the way. What impressed me most was how he consistently went above and beyond to ensure everything stayed on track. His kindness, patience, and genuine commitment to helping us made a significant difference throughout the process. Thanks to his dedication and drive, we successfully achieved a 21-day closing, which exceeded our expectations. If you’re looking for a lender who is knowledgeable, trustworthy, and truly invested in his clients’ success, I cannot recommend him highly enough. Thank you for making what could have been a stressful experience such a positive one!”

“As a real estate agent, I’ve had the opportunity to work with Ben Gheliuc on multiple transactions, and I can confidently say he is one of the best in the business. His communication is exceptional, keeping both clients and agents informed throughout the entire lending process. Him and his team are knowledgeable, responsive, and consistently go above and beyond to ensure a smooth transaction from contract to closing. It’s always a pleasure working alongside someone who is so professional, reliable, and dedicated to providing excellent service. I highly recommend him to anyone looking for a lender.”

“We are glad we chose to work with Ben! He was very responsive and had our best interests in mind. I would highly recommend Ben for your next loan.”

“We worked with Ben at Neighborhood and he was very professional and responsive. The team went the extra mile to make sure we were always on track for closing. We don’t often buy homes, so there’s a lot we don’t know and they were all great advisors to help guide us through the process!”

“was great. He was very responsive and quick to resolve. Any issues I had identified. We definitely recommend him.”

“The entire team at Neighborhood Loans was professional and responsive during the loan process.”

“Neighborhood Loans is a company that feels like home and extremely professional during the loan process.”

“Great company to do business wit.”

“Very communicative, and helped work through my loan process. Would definitely recommend.”

“Updated me daily on everything needed for the loan. Called regularly and was able to work through my loan process. Would definitely recommend.”

“Ben and his team were absolutely exceptional throughout my home buying journey! From start to finish, they guided me every step of the way, making what can be an overwhelming process feel seamless and stress-free. Thanks to their incredible teamwork and dedication, my home purchase was funded ahead of the original closing date! I'm so grateful to Ben, his team, and everyone at Neighborhood Loans. If you're looking for a lending team that truly goes above and beyond, look no further!”

“Ben and his team are great. We've worked with them for our last 2 purchases.”

“Ben is by far the best Loan Officer. He works hard and is very knowledgeable in his domain. We appreciate everything he did to make our home buying process a breeze.”

“Ben and his team were excellent to work with. They secured a loan that met our needs quickly and maintained great communication throughout the entire process. Always available, very friendly, and even went above and beyond by helping with homeowners insurance. The personal visit at closing was a great touch. Highly recommend—top-notch service!”

“Ben and his team were excellent to work with. They secured a loan that met our needs quickly and maintained great communication throughout the entire process. Always available, very friendly, and even went above and beyond by helping with homeowners insurance. The personal visit at closing was a great touch. Highly recommend—top‑notch service!”

“Ben and his team were absolutely fantastic to work with. They helped us secure a loan that truly met our needs—and did so in a very timely manner. Communication was never an issue; they stayed in constant contact throughout the entire process and were always available to answer questions or provide guidance. What really set them apart was how they went above and beyond, including helping us navigate homeowners insurance, which made the whole experience even smoother. The personal touch of Ben visiting us at closing was the icing on the cake and really showed how much they care about their clients. Professional, personable, and genuinely friendly service from start to finish. Highly recommend Ben and his team to anyone looking for a lending broker—you’ll be in great hands.”

“Ben Gheliuc and his team did an amazing job for us! He took us on and got us quickly preapproved, after a different loan company gave us bad information and nearly derailed our home purchase. He and his team handled our complicated VA loan with a cosigner and did a great job of getting all the difficulties worked out with that unusual arrangement. They got us through to closing on time and we are extremely grateful for all of their work.”

“Ben was a lifesaver during this process. He was informative, helpful, and very responsive. He made the home buying process as easy as possible. 10 out of 10, would recommend”

“Ben Gheliuc was incredibly helpful and responsive. He made what could have been a stressful process as easy as possible.”

“Great work!”

“Great experience and loan process!”

“Ben and his team communication was outstanding—they were always available to answer questions and kept me updated throughout the entire loan process. They worked efficiently to ensure everything stayed on track and met all deadlines without any issues. What really stood out was their dedication to finding the best possible loan options for my situation. I truly felt like they had my best interests in mind every step of the way.”

“My family was so lucky to have had the assistance of Ben Gheliuc, and his assistant, Christy, at South Texas Lending. Ben & Christy were amazingly understanding. Ben, specifically, explained things to us more than once to ensure everyone had a good understanding of what was happening with the loan process. Our family highly recommends Ben and team for any loan throughout the US.”

“We really appreciated Ben and his team’s assistance in working our loan process. They were alert and on task, kind and attentive to the needs of the title company, real estate agent and were able and willing to answer all the questions we asked.”

“Ben and his team were phenomenal. They were very professional, helpful and very friendly. They are very quick to answer to emails phone calls and text message and answered all of our questions and reassured us every step of the way.”

“They were extremely helpful. Quick to communicate. Very knowledgeable. From beginning to end Ben and his team was outstanding at what they do and made my first home purchase so much smoother than I dreamed it would be.”

“I had a previous Lending company constantly pass me around and by word of mouth I came into working with Ben and the Neighborhood Loans team. The communication was great, they were extremely helpful and made the overall process so smooth for a first time homebuyer. They helped with city finance programs as well and a constantly changing contract was handled fantastically. If you need a Lending team I can highly recommend Ben and the whole team over at Neighborhood Loans.”

“Ben and his team was extremely helpful. Very knowledgeable, communicative and efficient. From my experience I can highly recommend them for any Lending needs and I am thoroughly satisfied with the service.”

“Ben did a great job getting me pre approved as a self employed person relocating. It took some planning and getting things fully situated but he was very helpful and answered all of my questions along the way. I highly recommend him!”

“The absolute best. Prompt, professional, and patient. Can't speak higher praise for Ben. He is detail oriented, incredibly patient, and educates our clients through all steps of the lending process. Thank you again Ben!”

“Great communication and answered all of our questions. We were able to close ahead of schedule.”

“Ben and his team were fantastic from the start. Kept communication lines open and helped answer all of our questions. We were able to close on our home ahead of schedule.”

“Ben and Christy were absolutely amazing!! They were both super helpful; personable and communication was excellent! My husband and I could not have asked for a better experience. Thank you, Ben and Christy!!”

“Big help from Ben and the team. Had a lot of questions and Ben was patient with walking us through the process. Closing was a success.”

“We had just about given up with all the bad services we had prior so i decided to google top rated lenders and they definitely came thru! Ben and his team were super responsive and on top of things to make everything happen for us! We are now in our lovely home and i could not be more thankful! If you want the job done with thoroughness every step of the way i definitely recommend Ben!”

“Very impressed with my experience. Super fast and responsive powerhouse team that had everything rolling for us in less than in a week. So grateful to have found and worked with South Texas Lending!”

“Ben and his team were amazing! Ben went above and beyond to help us secure the mortgage and rate we needed to purchase our home. He was detailed, thorough, and walked us through every step of the loan process and we closed ahead of schedule. Because of Ben, we are finally in our dream home. I look forward to working with him again in the future.”

“Ben was amazing! He went above and beyond to help us secure the mortgage and rate we needed to purchase our home. He was detailed, thorough, and walked us through every step of the loan process with clarity and patience. Because of Ben, we are finally in our dream home. I look forward to working with him again in the future.”

“Got in contact with Ben by googling top lenders. After 2 failed attempts elsewhere who would just not tespond back we were very impressed with how fast and responsive his team was. He put me in touch eith realtor Rob Alexe who showed me literally all the houses i wanted to see the very next day, we chose the perfect house for us and they got together to get everything started within 3 days. Powerhouse team! best experience yet. Ben and his wife even went out of their way to provide us with a closing gift on closing day. very grateful for all their help in finally getting into a home.”

“Our experience with Neighborhood Loans was outstanding from start to finish. They guided us through the loan process with professionalism and efficiency, and our loan was approved ahead of schedule. We are truly happy and satisfied with their service and would confidently recommend them to anyone purchasing a home.”

“Ben did a great job. he is very passionate about his work and did a phenomenal job at explaining everything and how the process works. Making it a great home buying experience.”

“We just completed our refinance and it couldn’t have gone smoother! The entire process was quick, organized, and completely stress-free. Every step was clearly explained, communication was prompt, and we always felt informed and confident in our decisions.Closing went seamlessly and everything stayed right on track. We’re so grateful for the professionalism and dedication that made this such a positive experience. Highly recommend to anyone considering a refinance — you’ll be in great hands! With Ben and his team!!”

“Ben is fantastic! We found him simply by googling lenders since I needed to be pre-approved same day. Ben was super responsive, patient, met every deadline, and made the closing process so easy! He has a way of calming you down when you start to panic. We didn't know much about the home buying process and Ben was there every step of the way!”

“Ben made process smooth & easy. It was a nice experience. Thanks”

“Benjamin Gheliuc with South Texas Lending made the entire home-buying process seamless, professional, and completely manageable. Highly recommend them to anyone looking for excellent service and guidance!”

“Ben is always available when needed. He is kind and respectful. Thank you for being a great client.”

“10/10 would recomend using Ben and his team to anyone!”

“I had a great experience thanks to Ben. He was very knowledgeable, professional, and friendly throughout the process. He made everything simple and stress-free, and even helped me secure the lowest rate available. I really appreciate his assistance and highly recommend him!”

“Ben and his team are so helpful and knowledgeable. They will guide you through the process and make sure you get you the right product, that fits you.”

“My family was so lucky to have had the assistance of Ben Ghehulic, and his assistant, Christy, at South Texas Lending, in refinancing a mortgage that allowed us to pull equity out of my parent’s house to be used to then renovate their home so it is safer for them to age in place. Ben & Christy were amazingly understanding as we were dealing with my senior parents and their aversion to technology. Ben, specifically, explained things to us more than once to ensure everyone had a good understanding of what was happening with the loan process. Christy was sweet and diligent trying to help my parent’s not-so-great photos work for underwriting. I’m also excited that Ben is helping to get my other house sold with lending support. Additionally, he’s offered resources I have needed throughout the process. Our family highly recommends Ben and team for any loan throughout the US, as my parents are located in Ohio and my home is in Dallas. Thanks for all your help and support, Ben & Christy! ⭐️⭐️⭐️⭐️⭐️”

“I was halfway through my first home purchase when I decided to switch mortgage brokers so I can work with Ben, and it was the best decision! Ben and his team were friendly and very communicative. They explained the home purchasing process clearly.”

“The absolute best. Prompt, professional, and patient. Can't speak higher praise for Ben. He is detail oriented, incredibly patient, and educates our clients through all steps of the lending process. Thank you for all your help!”

“This is our first time working with Ben and Christy and we were quite impressed with the experience. Both are very detail oriented, attentive and available for questions any time. Ben was very organized with the process to ensure the transaction goes smoothly and we close on time. He has a wealth of knowledge and we are very fortunate to have worked with him!”

“Ben Gheliuc helped me throughout the whole home buying process. He was super informative and very quick to respond back whenever I would have any questions.”

“Ben Gheliuc provided an exceptional mortgage experience. From the start, he was professional and clear about the options available. The entire process was seamless and efficient.”

“Ben and his team is fantastic! We found him simply just by googling to find lenders since I needed to be pre-approved same day. Ben was super responsive, patient, met every deadline, and made the closing process so easy!! He has a way of calming you during a stressful time and is great at explaining things if you don’t understand l. I would hands down use him again and you should go with him too!”

“Ben is fantastic! We found him simply just by googling to find lenders since I needed to be pre-approved same day. Ben was super responsive, patient, met every deadline, and made the closing process so easy!! He has a way of calming you during a stressful time and is great at explaining things if you don’t understand l. I would hands down use him again and you should go with him too!”

“Benjamin Gheliuc with AFN/Neighborhood Lending made the entire home-buying process seamless, professional, and completely manageable. Highly recommend them to anyone looking for excellent service and guidance!”

“It was a fantastic experience working with Ben and AFN throughout the mortgage process. From initial consultation to closing, the team was responsive, knowledgeable, and genuinely supportive. I couldn’t be happier with the service I received and would highly recommend.”

“Ben made the process of buying our house so smooth and stress free! He stayed in contact with us and kept us updated on every step of the process.”

“If i could give them 6 stars, I would've! Ben Gheliuc made the process of acquiring my loan effortless and was always available to me 24/7 to answer any questions I had, give me updates, and make sure the whole process was smooth.”

“I had a great experience thanks to Ben. He was very knowledgeable, professional, and friendly throughout the process. He made everything simple and stress-free, and even helped me secure the lowest rate available. I really appreciate his assistance and highly recommend him!”

“I was halfway through my first home purchase when I decided to switch mortgage brokers so I can work with Ben, and it was the best decision! Ben and his team were friendly and very communicative. They explained the home purchasing process to me as a first time home buyer, and walked me through every step of the way. I was happy with the rate I got, and pleasantly surprised with the final closing costs, which were less than I expected! I would highly recommend Ben to anybody purchasing a home, whether it’s your 1st or 10th home purchase!”

“Ben always finds a way.”

“My whole life I have been told purchsing a house is one of the most stressfull events financially you can do in your life. Ben and Christy have made purchasing our first home seemless. Thank you so much for all the help and guidance.”

“My whole life I have been told purchasing a house is one of the most stressful events financially you can do in your life. Ben and Christy have made purchasing our first home seamless. Thank you so much for all the help and guidance.”

“Ben was fast, helpful and reliable at helping get this loan processed as fast as he could. I would definitely hire him again for my next home purchace.”

“Everything was done according and smooth They assist me in every which way I needed”

“Everything was done according and smooth. They assisted me in every which way I needed.”

“Ben and the Team at South Texas Lending was the best. I got a very competitive rate when comparing with others, and despite challenges with old employers, we got the mortgage loan clear to close early too and on time for closing! Cannot recommend high enough.”

“Excellent service and communication. Highly recommended for anyone looking for a smooth lending experience.”

“This is our first time working with Ben and Christy and we were quite impressed with the experience. Both are very detail oriented, attentive and available for questions any time. Ben was very organized with the process to ensure the transaction goes smoothly and we close on time. He was very patient with us when we asked questions on how to navigate the process best. He has a wealth of knowledge and we are very fortunate to have worked with him! Plan to work with him in the future! 5/5 for going above and beyond!”

“Ben and his team did an outstanding job helping us secure financing for our home purchase in Simpsonville SC. This was a new construction purchase, and initially we were going to use the home builder's lending team. After months of not being able to advance our loan, we were recommended to Ben by our CPA and so glad we took the advice. From my initial call with Ben, to our closing date was around 3 weeks! You read that right!! Ben was able to cut thru the fluff, and his knowledge of the processes, documents and the ways to get it done is unparalleled. Having multiple businesses takes some knowledge and insight to extract all the relevant info, and Ben was able to do it so efficiently. Thank you Ben and the team, we pray the Lord will continue to bless your efforts and hard work ethic to help homeowners in the years to come!”

“and his team will do their diligence before committing to getting the loan done! If he said he can get you a good rate… That's what he does and that's why I always like to refer my clients to Ben because I don't have surprises”

“Ben was great- communicative, responsive, and so helpful”

“Ben was excellent. Great communication throughout the loan process. Everything was clear and smooth right from the beginning! Highly recommend Ben for any financing needs!”

“Be was very good in communicating with us every step of the way ,very knowledgeable and great to work with. I strongly gly recommend using him to all who need a loan. I will use his services in the future as well.”

“Ben is such a great resource- any questions I had, he was ready to answer. He was so supportive throughout the mortgage process, and we will definitely be working with him again in the future!”

“Ben and his team did an excellent job in helping us navigate through the loan process in an efficient, thorough and fast mmanner. We appreciate his help and recommend him and his team to other for their loan service needs!”

“I had the pleasure of working with Ben and his team, and I can’t recommend them highly enough. From the very first conversation to the final closing, their communication was clear, consistent, and incredibly helpful.They made sure I understood every step of the process, answering all my questions promptly and explaining everything in a way that was easy to understand. Whether it was a quick phone call, a late-night email, or a follow-up text, they were always available and responsive. I never felt like I was left in the dark, which made the entire experience smooth and stress-free.What really stood out was their ability to stay ahead of any issues and communicate solutions before they even became problems. That kind of proactive approach is rare, and it made a huge difference in keeping everything on track.If you’re looking for someone who is not only professional and knowledgeable but also truly values communication, look no further. They are simply the best.Thanks again Ben!”

“I had the pleasure of working with Ben Gheliuc during our home-buying process, and we can say with complete confidence that choosing him was one of the best decisions we made. From our first conversation to closing day, Ben demonstrated exceptional professionalism, deep industry knowledge, and a genuine commitment to helping us navigate every step with clarity and ease. He was incredibly responsive, always available to answer questions, explain details, and offer guidance tailored to our financial goals. Even when unexpected challenges arose, he handled them with skill and composure, ensuring a smooth and stress-free experience. His attention to detail, transparency, and proactive communication built a level of trust that’s hard to come by in this industry. Not only did Ben secure a highly competitive rate, but he also took the time to educate me about the process, which made all the difference. It felt more like working with a trusted advisor than just a lender. I wholeheartedly recommend Ben to anyone in the market for a mortgage. Whether you're a first-time homebuyer or a seasoned investor, he brings unmatched expertise, integrity, and dedication to the table. Truly top-tier service.”

“Honestly everything. He takes the time to educate , the time to call you , the time to help with who to talll to, etc. He is so calm and comforting when buyers are worried or stressed . He really always makes a way for the us and that is unseen nowadays. bless him for his heart and care for his job and the whole process as it isn't easy or exciting sometimes .”

“Ben made my first time buying a home a very pleasant experience. He was extremely helpful, knowledgeable and always answered my questions in a very professional and timely manner. I will recommend Ben to all my friends and coworkers.”

“Ben has been spectacular and remarkable with helping me secure a home loan. He was exceptionally professional, knowledgeable, organized, incredibly kind, and was able to address every concern and question that I had throughout the process. I highly recommend working with Ben for any home lending needs you have.”