STX Lending, Texas Mortgage Lender
  • Rates
(210) 750-6164Get Started
STX Lending

Texas Real Estate Lending, Simplified. We provide fast, transparent mortgage lending with competitive rates and a streamlined digital experience.

1846 N Loop 1604 W, Ste 205

San Antonio, TX 78248

(210) 750-6164hello@stxlending.com

Hours

Monday to Saturday: 7:00 AM to 8:00 PM

Sunday: Closed

Proudly serving Texas since 2019.

Find us on Google Business Profile.

Solutions

  • Home Purchase
  • Refinance Rates
  • Texas Cash-Out
  • VA Loans
  • Get Pre-Approved
  • Texas Loan Limits

Resources

  • Daily Rates
  • Calculators
  • HELOC Calculator
  • Loan Comparison
  • Mortgage Blog
  • STX Perks
  • Careers
  • About Us

Texas Locations

  • All Texas locations
  • San Antonio
  • Austin
  • Houston
  • Dallas
  • Fort Worth
  • Corpus Christi

Legal & Support

  • Contact Us
  • Privacy Policy
  • Terms of Service
  • State Licenses & NMLS
  • Accessibility
  • Data Opt-Out

Awards & Recognition

  • National Mortgage News Top Producers 2025
  • 5 Star Award, Top Producer
  • Five Star Professional, Rising Star
  • Top Mortgage Professionals, 2025

Memberships

  • National Association of Hispanic Real Estate Professionals (NAHREP)
  • Five Star Professional
  • Top Mortgage Professionals 2025
  • Romanian American Business Owners of America

South Texas Lending Team is a mortgage team of Neighborhood Loans, Inc. (NMLS #222982). All loans are made by Neighborhood Loans, Inc. Verify on NMLS Consumer Access.

San Antonio, TX Branch · NMLS #2774284 · 1846 N Loop 1604 W, Ste 205, San Antonio, TX 78248

Branch Manager: Benjamin Gheliuc · Mortgage Loan Originator · NMLS #1775990 · Branch line: (630) 246-4777

Corporate Headquarters: Neighborhood Loans, Inc., 1333 Butterfield Rd, Suite 600, Downers Grove, IL 60515. For complaints or questions about this branch, contact the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar Blvd, Suite 201, Austin, TX 78705, 1-877-276-5550.

© 2026 Neighborhood Loans, Inc. All rights reserved.

NMLS #222982NMLS Consumer Access
Equal Housing Lender
Talk to Ben(210) 750-6164
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Compare Your Loan Estimate

Get a second opinion on your mortgage estimate

Want to ensure you are getting the best possible rate and loan terms for your home purchase? We can help! Walk through our mortgage process or read up on closing costs explained.

Share your Loan Estimate details with us and we'll see if we can help you save thousands over the life of your loan. Estimate them yourself with our closing-costs calculator.

Share Your Loan Estimate DetailsOr save time by uploading your Loan Estimate here
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Talk To A Texas Mortgage Expert

Whether you are a first-time buyer or buying your next investment property, we are happy to answer all of your questions with zero pushy sales tactics — covering conventional, FHA, and VA loans.

Schedule my free consultation
Review down payment and monthly payment scenarios side-by-side
Discuss credit issues and fast qualification concerns
See where interest rates are currently and discuss how they could impact your mortgage

How It Works

Our complimentary Loan Estimate review is fast, transparent, and completely pressure-free. Here's the process — or read up on what prepaids are due at closing and the difference between dry and wet close.

1. Send Us Your Estimate

Upload or email the Loan Estimate you received from another lender. It only takes a minute.

2. We Analyze & Compare

Our experts break down the rate, terms, and closing costs line-by-line to find hidden fees or markups.

3. See Your Savings

If we can save you thousands, we'll show you exactly how. If you already have the best deal, we'll tell you honestly.

Skip the Back-and-Forth

Send your details once.
We'll do the comparison.

Five minutes is all it takes. We'll review your scenario against your existing Loan Estimate and show you exactly where you can save — or tell you honestly if your current offer is already the best.

5 minutes
No documents required
Soft credit pull
No hit to your score
$0 application fee
No commitment
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We'll tell you if you're already getting a great deal
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