STX Lending, Texas Mortgage Lender
  • Rates
(210) 750-6164Get Started
STX Lending

Texas Real Estate Lending, Simplified. We provide fast, transparent mortgage lending with competitive rates and a streamlined digital experience.

1846 N Loop 1604 W, Ste 205

San Antonio, TX 78248

(210) 750-6164hello@stxlending.com

Hours

Monday to Saturday: 7:00 AM to 8:00 PM

Sunday: Closed

Proudly serving Texas since 2019.

Find us on Google Business Profile.

Solutions

  • Home Purchase
  • Refinance Rates
  • Texas Cash-Out
  • VA Loans
  • Get Pre-Approved
  • Texas Loan Limits

Resources

  • Daily Rates
  • Calculators
  • HELOC Calculator
  • Loan Comparison
  • Mortgage Blog
  • STX Perks
  • Careers
  • About Us

Texas Locations

  • All Texas locations
  • San Antonio
  • Austin
  • Houston
  • Dallas
  • Fort Worth
  • Corpus Christi

Legal & Support

  • Contact Us
  • Privacy Policy
  • Terms of Service
  • State Licenses & NMLS
  • Accessibility
  • Data Opt-Out

Awards & Recognition

  • National Mortgage News Top Producers 2025
  • 5 Star Award, Top Producer
  • Five Star Professional, Rising Star
  • Top Mortgage Professionals, 2025

Memberships

  • National Association of Hispanic Real Estate Professionals (NAHREP)
  • Five Star Professional
  • Top Mortgage Professionals 2025
  • Romanian American Business Owners of America

South Texas Lending Team is a mortgage team of Neighborhood Loans, Inc. (NMLS #222982). All loans are made by Neighborhood Loans, Inc. Verify on NMLS Consumer Access.

San Antonio, TX Branch · NMLS #2774284 · 1846 N Loop 1604 W, Ste 205, San Antonio, TX 78248

Branch Manager: Benjamin Gheliuc · Mortgage Loan Originator · NMLS #1775990 · Branch line: (630) 246-4777

Corporate Headquarters: Neighborhood Loans, Inc., 1333 Butterfield Rd, Suite 600, Downers Grove, IL 60515. For complaints or questions about this branch, contact the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar Blvd, Suite 201, Austin, TX 78705, 1-877-276-5550.

© 2026 Neighborhood Loans, Inc. All rights reserved.

NMLS #222982NMLS Consumer Access
Equal Housing Lender
Talk to Ben(210) 750-6164
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Home>Locations
Licensed In All 254 Texas Counties

Texas Starts Here.

Whether you're buying a skyline condo or a Hill Country ranch, our local experts provide the direct-lender speed and localized underwriting you need to win in today's market. Every Texas city we serve runs on the same core programs — VA loans for veterans, FHA financing with low down payments, conventional mortgages, and jumbo financing for luxury properties — backed by our deep knowledge of Texas loan limits and county-by-county tax dynamics. Run the numbers with our mortgage calculator or estimate your home affordability before you start shopping.

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San Antonio

From the Pearl to Stone Oak, we help Alamo City families finance their dreams with local expertise.

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Houston

From The Woodlands to Sugar Land, we help Space City families finance their dreams with local expertise.

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Corpus Christi

From Padre Island to Portland, we help Coastal Bend families finance their homes with local speed and expertise.

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Dallas

Skip the big bank delays.

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Austin

From the Domain to Zilker, we help Capital City families finance their dreams with local expertise.

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STX Advantage

Close in 21 Days.

Our average closing time for Texas families. Faster than any national bank, guaranteed.

See Loan Options
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Fort Worth

Skip the big bank delays.

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El Paso

Skip the big bank delays.

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Plano

From Legacy West to Willow Bend, we help Plano families finance their dreams with local expertise.

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Arlington

Arlington's top mortgage lender. Access the $20K AHAP city grant, close in 21 days, and work with local Tarrant County experts.

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Amarillo

Amarillo's direct mortgage lender. USDA $0-down for Panhandle buyers, VA loans, FHA with DPA, and 21-day closings for Pantex workers and first-time buyers.

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Brownsville

Brownsville's direct mortgage lender. City HBA up to $25K, USDA $0-down, ITIN loans, SpaceX relocation mortgages, and 21-day closings. Hablamos español.

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Laredo

Laredo's direct mortgage lender. $30K fully-forgivable city DPA, ITIN loans, USDA $0-down, international trade income qualification, and 21-day closings. Hablamos español.

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Lubbock

Lubbock's direct mortgage lender. Access the LHFC HAT non-repayable grant, USDA $0-down, Texas Tech faculty programs, and 21-day closings. No broker fees.

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McAllen

McAllen's direct mortgage lender serving all of the Rio Grande Valley. ITIN & DACA loans, USDA $0-down, FHA with DPA, and 21-day closings. No broker fees.

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Waco

Waco's direct mortgage lender. Access up to $25K in city DPA, Baylor faculty programs, VA loans for veterans, and 21-day closings. No broker fees.

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