From Padre Island to Portland, we help Coastal Bend families finance their homes with local speed and expertise. We understand the unique requirements of coastal Texas real estate.
Est. Monthly Payment
Your Rate
5.99%
Trusted by Corpus Christi Families
Faster than any national lender. We know the Nueces County title process inside and out.
Updated every 15 minutes.
Use our free calculators to plan your purchase or refinance before you apply.
We stripped away the bank bureaucracy. Here is your new path home in Corpus Christi.
Sync your bank data securely. No PDFs or faxing tax returns.
Get a verified approval letter that is as good as cash to Corpus Christi sellers.
Sign 90% of docs online. Show up to a local title company for the keys.
Work with coastal mortgage experts who understand TWIA, flood zones, and the Corpus Christi market dynamics.
Branch Manager NMLS #192837
Robert specializes in VA loans for NAS Corpus Christi personnel and coastal property financing.
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Senior Loan Officer NMLS #748392
Elena is an expert in first-time buyer programs and navigating the unique insurance requirements of the Coastal Bend.
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VA Loan Specialist NMLS #384756
Justin focuses on helping our military families at NAS CC and NAS Kingsville maximize their VA benefits.
Let's TalkWe're local. Drop by for a coffee and a rate quote.
Buying a home in the Corpus Christi area requires a lender who understands the unique pace and complexities of the Central Texas market. From strict property tax assessments in Nueces County to writing winning offers in multiple-bid scenarios, STX Lending provides the local advantage you need.
"Closing on a beach house was complicated until we found STX. They knew exactly how to handle the windstorm insurance and flood zone requirements that our bank was confused about. Closed in record time!"
Every buyer is different. We match you with the program that saves the most money — not the one easiest for us to sell.
$0 down for NAS Corpus Christi and NAS Kingsville personnel. We are VA specialists serving the entire Coastal Bend.
Zero down for qualifying buyers in rural areas near Corpus Christi including Portland, Aransas Pass, and Rockport.
As little as 3.5% down with flexible credit requirements — a great option for Corpus Christi first-time buyers.
Down payments as low as 3% for buyers with strong credit. Great for Padre Island and South Side properties.
TSAHC and Texas programs offer grants and forgivable second liens to qualifying Coastal Bend buyers.
Use your Corpus Christi or Padre Island home equity under Texas's 80% LTV cash-out rules.
Property tax is half of your monthly housing cost in Texas. Get an exact estimate for Nueces County with homestead exemption math built in.
Estimate my property taxSTX Lending is licensed across all of Texas — find your city below.
Every buyer is different — browse all programs or talk to an advisor.