STX Lending, Texas Mortgage Lender
  • Rates
(210) 750-6164Get Started
STX Lending

Texas Real Estate Lending, Simplified. We provide fast, transparent mortgage lending with competitive rates and a streamlined digital experience.

1846 N Loop 1604 W, Ste 205

San Antonio, TX 78248

(210) 750-6164hello@stxlending.com

Hours

Monday to Saturday: 7:00 AM to 8:00 PM

Sunday: Closed

Proudly serving Texas since 2019.

Find us on Google Business Profile.

Solutions

  • Home Purchase
  • Refinance Rates
  • Texas Cash-Out
  • VA Loans
  • Get Pre-Approved
  • Texas Loan Limits

Resources

  • Daily Rates
  • Calculators
  • HELOC Calculator
  • Loan Comparison
  • Mortgage Blog
  • STX Perks
  • Careers
  • About Us

Texas Locations

  • All Texas locations
  • San Antonio
  • Austin
  • Houston
  • Dallas
  • Fort Worth
  • Corpus Christi

Legal & Support

  • Contact Us
  • Privacy Policy
  • Terms of Service
  • State Licenses & NMLS
  • Accessibility
  • Data Opt-Out

Awards & Recognition

  • National Mortgage News Top Producers 2025
  • 5 Star Award, Top Producer
  • Five Star Professional, Rising Star
  • Top Mortgage Professionals, 2025

Memberships

  • National Association of Hispanic Real Estate Professionals (NAHREP)
  • Five Star Professional
  • Top Mortgage Professionals 2025
  • Romanian American Business Owners of America

South Texas Lending Team is a mortgage team of Neighborhood Loans, Inc. (NMLS #222982). All loans are made by Neighborhood Loans, Inc. Verify on NMLS Consumer Access.

San Antonio, TX Branch · NMLS #2774284 · 1846 N Loop 1604 W, Ste 205, San Antonio, TX 78248

Branch Manager: Benjamin Gheliuc · Mortgage Loan Originator · NMLS #1775990 · Branch line: (630) 246-4777

Corporate Headquarters: Neighborhood Loans, Inc., 1333 Butterfield Rd, Suite 600, Downers Grove, IL 60515. For complaints or questions about this branch, contact the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar Blvd, Suite 201, Austin, TX 78705, 1-877-276-5550.

© 2026 Neighborhood Loans, Inc. All rights reserved.

NMLS #222982NMLS Consumer Access
Equal Housing Lender
Talk to Ben(210) 750-6164
No SSN • 60 SecSee Options
Home>Locations>Corpus Christi
Coastal Bend Specialist 🌊

Corpus Christi's
Local Lender.

From Padre Island to Portland, we help Coastal Bend families finance their homes with local speed and expertise. We understand the unique requirements of coastal Texas real estate.

Get Started View Rates

Est. Monthly Payment

$1,934

Your Rate

7.375%

Home Price$350,000
Interest Rate7.375%
See My Options
⭐ In-House Underwriting⏱️ Local 21-Day Closings🤝 Direct Corpus Christi Lender💰 No Broker Junk Fees

Trusted by Corpus Christi Families

Naval Air Station CCPort of Corpus ChristiA&M Corpus ChristiPadre Island LocalsPortlandRockport

21-Day
Close.

Faster than any national lender. We know the Nueces County title process inside and out.

Live Rates.

Updated every 15 minutes.

Free Tools

Run the Numbers for Corpus Christi

Use our free calculators to plan your purchase or refinance before you apply.

All 17 Calculators
🏠

Mortgage Calculator

Estimate your monthly payment

💰

Home Affordability

See how much home you can buy

📉

Refinance Calculator

Calculate your refi savings

⚖️

Rent vs. Buy

Is buying better than renting?

The STX Workflow

From Click
to Keys.

We stripped away the bank bureaucracy. Here is your new path home in Corpus Christi.

Apply in Minutes

Sync your bank data securely. No PDFs or faxing tax returns.

Lock & Shop

Get a verified approval letter that is as good as cash to Corpus Christi sellers.

Close Locally

Sign 90% of docs online. Show up to a local title company for the keys.

Your Team for
Corpus Christi Loans.

Our team operates out of our San Antonio office at 1846 N Loop 1604 W, Ste 205, serving Corpus Christi borrowers via phone, video, and remote closings. Texas-licensed and dedicated to fast, transparent service.

Ben Gheliuc

Ben Gheliuc

Branch Manager & Loan OriginatorNMLS #1775990

Ben Gheliuc runs the STX Lending branch in San Antonio. Before mortgages, he spent over a decade as a mechanical engineer managing large commercial projects. He moved into the mortgage industry in...

Meet Ben
Isliana Norwood

Isliana Norwood

Mortgage Loan OriginatorNMLS #1183936

Isliana Norwood has been originating mortgages in San Antonio for 12 years. She started in college as a Loan Officer Assistant and stayed in the industry because she liked the work of getting...

Meet Isliana
Andreeas Marchis

Andreeas Marchis

Loan Partner

Andreeas Marchis is a Loan Partner at STX Lending. He works alongside the originators to keep files moving, spending most of his time on income calculations, asset reviews, and the underwriting...

Meet Andreeas

Serving Corpus Christi from San Antonio

We operate one Texas office and serve Corpus Christi borrowers by phone, video, and remote closings.

  • Branch Office1846 N Loop 1604 W, Ste 205 San Antonio, TX 78248
  • Phone(210) 750-6164
Corpus Christi
Local Texas Expertise

Navigating the Corpus Christi Real Estate Market.

Buying a home in the Corpus Christi area requires a lender who understands the unique pace and complexities of the Central Texas market. From strict property tax assessments in Nueces County to writing winning offers in multiple-bid scenarios, STX Lending provides the local advantage you need.

  • Expertise in TWIA (Texas Windstorm Insurance Association) requirements.
  • Specialized military lending for NAS Corpus Christi & Kingsville.
  • Fast closings for coastal investment properties and second homes.
Verified Closer
"Closing on a beach house was complicated until we found STX. They knew exactly how to handle the windstorm insurance and flood zone requirements that our bank was confused about. Closed in record time!"
S
Sarah & Tom K.
Bought in Padre Island
Loan Programs

Corpus Christi Home
Loan Options.

Every buyer is different. We match you with the program that saves the most money, not the one easiest for us to sell.

🎖️MOST POPULAR

VA Home Loans

$0 down for NAS Corpus Christi and NAS Kingsville personnel. We are VA specialists serving the entire Coastal Bend.

Check VA Eligibility
🌾$0 DOWN RURAL

USDA Loans

Zero down for qualifying buyers in rural areas near Corpus Christi including Portland, Aransas Pass, and Rockport.

Check USDA Eligibility
🤝LOW DOWN PAYMENT

FHA Loans

As little as 3.5% down with flexible credit requirements — a great option for Corpus Christi first-time buyers.

See FHA Options
🏙️COMPETITIVE RATES

Conventional Loans

Down payments as low as 3% for buyers with strong credit. Great for Padre Island and South Side properties.

Get a Rate Quote
⬇️GRANTS AVAILABLE

Down Payment Assistance

TSAHC and Texas programs offer grants and forgivable second liens to qualifying Coastal Bend buyers.

Check My Eligibility
💵TAP EQUITY

Texas Cash-Out Refi

Use your Corpus Christi or Padre Island home equity under Texas's 80% LTV cash-out rules.

Calculate Your Equity
Corpus Christi property tax

See your real Corpus Christi property tax bill.

Property tax is half of your monthly housing cost in Texas. Get an exact estimate for Nueces County with homestead exemption math built in.

Estimate my property tax
Quick example
$400,000 home
Nueces County, with homestead exemption
Annual
$6,450
Monthly
$538

Corpus Christi Questions

More Texas Cities We Serve

STX Lending is licensed across all of Texas. Find your city below.

San Antonio, TXHouston, TXDallas, TXAustin, TXFort Worth, TXEl Paso, TXPlano, TXArlington, TXAmarillo, TXWaco, TXLubbock, TXMcAllen, TXBrownsville, TXLaredo, TXView All Locations →

Explore All Loan Programs

Every buyer is different. Browse all programs or talk to an advisor.

All Loan Programs
VA LoansFHA LoansConventional LoansJumbo LoansUSDA LoansDSCR LoansConstruction LoansDown Payment AssistanceFirst-Time BuyerTexas Cash-Out RefiBank Statement LoansPhysician Loans

Ready to Buy in Corpus Christi?

See Loan Options