When you refer clients to STX Lending, they get closing cost credits up to $1,500, a guaranteed 21-day close, and a dedicated loan officer who actually picks up the phone. Learn more about our team or walk through our mortgage process.
$1,500
Client Closing Credit
21 days
Guaranteed Close
Free
Co-Marketing Tools
Partner Benefits
Every client you refer to STX Lending receives a closing cost credit of up to $1,500. It's a real, tangible perk that helps your clients — and makes you look like a hero.
You get a single point of contact — not a call center. Your dedicated STX loan officer knows your deals, your style, and your clients. Same-day callbacks, always.
Your reputation is on the line with every deal. Our 21-Day Closing Guarantee means your transactions close on time — or we credit your client $1,000.
Professional co-branded flyers, social media graphics, open house materials, and digital ads — all designed and produced for free. Your brand, our horsepower.
We don't just pre-qualify your clients — we fully underwrite them before they shop. Stronger offers, fewer fall-throughs, more closings.
We host CE-eligible educational events, market update webinars, and networking events exclusively for our realtor partners. Stay sharp and stay connected.
Getting Started
Schedule a 15-minute intro call with our realtor partnerships team. We learn your business, your markets, and what matters to your clients.
Send us a client via phone, email, or our partner portal. We reach out within 60 minutes during business hours — guaranteed.
Your dedicated loan officer manages the full process. You and your client get real-time updates at every milestone. No chasing, no surprises.
Your client gets their closing cost credit, you get a seamless closing, and we all earn referral for life. It's that simple.
“I've worked with 6 different lenders in San Antonio. STX is the only one that consistently closes on time and keeps me in the loop without me having to chase them down.”
Marcus T.
Keller Williams · 47 transactions/yr
“The co-branded marketing alone is worth it. They designed my open house flyers, social posts, and even helped with a neighborhood mailer. All for free.”
Patricia V.
RE/MAX · 32 transactions/yr
“My first-time buyers were nervous about competing against cash offers. Ben got them fully underwritten in 48 hours and we won the home against 3 cash bids.”
David L.
eXp Realty · 28 transactions/yr
Join our realtor partner program. Your clients get closing credits, you get a partner who actually closes on time. We support every program — conventional, FHA, VA, and beyond. Estimate closing costs before your next listing.
Realtor Partnership Program Terms:Closing cost credits of up to $1,500 are applied as a lender credit at closing and may vary based on loan amount, program type, and state regulations. Credits cannot be used to reduce the borrower’s down payment. Referral relationships must comply with RESPA Section 8 — no referral fees are paid to real estate agents. Co-marketing materials are provided at no cost and subject to compliance review. All loans subject to credit approval and standard underwriting guidelines. Neighborhood Loans, Inc. (dba STX Lending) NMLS #222982. Equal Housing Lender. Programs, terms subject to change without notice.