Skip the big bank delays. We offer Fort Worth families guaranteed 21-day closings, highly competitive rates, and zero broker junk fees. As a direct lender with in-house underwriting, your path to the closing table starts right here in Tarrant County.
Est. Monthly Payment
Your Rate
5.99%
Trusted by Fort Worth Families
Faster than any national lender. We know the Tarrant County title process inside and out.
Updated every 15 minutes.
Use our free calculators to plan your purchase or refinance before you apply.
We stripped away the bank bureaucracy. Here is your new path home in Fort Worth.
Sync your bank data securely. No PDFs or faxing tax returns.
Get a verified approval letter that is as good as cash to Fort Worth sellers.
Sign 90% of docs online. Show up to a local title company for the keys.
Don't talk to a generic call center. Work with licensed Texas executives rooted right here in the Metroplex.
Branch Manager NMLS #182937
David specializes in VA loans for veterans and corporate relocations for professionals moving to the Fort Worth area.
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Senior Loan Officer NMLS #837492
Sarah is an expert in Keller new builds and down payment assistance programs, ensuring a smooth path to homeownership.
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Jumbo Loan Specialist NMLS #294857
Marcus handles high-net-worth structuring and Jumbo loans, getting complex Southlake and Westover Hills files cleared fast.
Let's TalkWe're local. Drop by for a coffee and a rate quote.
Buying a home in the Fort Worth area requires a lender who understands the unique pace and complexities of the Central Texas market. From strict property tax assessments in Tarrant County to writing winning offers in multiple-bid scenarios, STX Lending provides the local advantage you need.
"We were relocating to Fort Worth for a new role at Lockheed Martin and needed to close fast on a home in Aledo. STX Lending not only beat the rates we were quoted by a national bank, but their team handled our strict timeline seamlessly. We closed in 15 days and beat out five other offers because our approval was rock solid."
Every buyer is different. We match you with the program that saves the most money — not the one easiest for us to sell.
$0 down for veterans and active duty near NASJRB Fort Worth. We are VA specialists serving all of Tarrant County.
As low as 3% down for buyers with strong credit. Perfect for Southlake, Keller, and Alliance Corridor properties.
Finance Southlake and Westover Hills properties above the conforming limit with our competitive Jumbo programs.
Down payments as low as 3.5% with flexible credit — a great path for Fort Worth first-time buyers.
Qualifying Fort Worth buyers may receive TSAHC grants or forgivable second liens to reduce cash needed at closing.
Leverage your Fort Worth equity. Texas cash-out rules cap at 80% LTV — our team structures these correctly.
Property tax is half of your monthly housing cost in Texas. Get an exact estimate for Tarrant County with homestead exemption math built in.
Estimate my property taxSTX Lending is licensed across all of Texas — find your city below.
Every buyer is different — browse all programs or talk to an advisor.