Fix and flip loans for Texas investors. Close in as few as 7 days, finance up to 90% of purchase plus 100% of rehab costs. Move fast, profit faster.
These loans are most useful for investors that want to profit off distressed properties.
Real estate investors who buy, fix, and flip homes, renovate them, and then sell for a profit within nine to ten months.
BRRRR stands for buy, rehab, rent, refinance, repeat. Investors who want to fix properties and flip them. Once the rehab is complete they transition the loan into permanent financing with a DSCR loan.
New investors entering the fix-and-flip market with a solid project plan and adequate capital reserves.
Seasoned investors with a track record of successful flips who need reliable, repeat financing for their pipeline.
Wholesalers who want to start capturing rehab profits by holding and renovating properties instead of assigning contracts.
Licensed contractors who identify undervalued properties and use their construction expertise to add value through renovation.
Every day a property sits unrenovated is money left on the table. Our fix and flip programs get you funded fast so you can start adding value immediately. Run scenarios in our mortgage calculator.
Speed wins deals. Our streamlined process gets experienced investors funded in as few as 7 business days so you never lose a deal to slow financing.
We fund up to 100% of renovation costs through a managed draw schedule. Rehab funds are held in escrow and released as milestones are completed and inspected.
Pay only interest during the renovation period, keeping your carrying costs low. The principal balance is repaid when you sell or refinance the property.
Fix and flip loans are asset-based. Qualification is driven by the deal—the property's after-repair value, your project plan, and your experience as an investor.
No income verification, no tax returns. Your deal is evaluated on the property's after-repair value and your renovation plan, not your personal finances.
Rehab funds released through inspected milestones protect your budget and keep contractors accountable. Professional draw management included.
Experienced flippers get expedited closing, reduced points, and pre-approved credit lines for their next deal. Build a pipeline, not a bottleneck.
From deal submission to final check.
Send us the property address, purchase price, rehab budget, and ARV estimate. Our investor desk analyzes the deal and provides a term sheet within 24 hours.
Once approved, we order the appraisal and clear title. Experienced investors close in 7-10 days. First-time flippers close in 14-21 days.
Complete renovation milestones, schedule inspections, and receive draw disbursements. Interest-only payments keep carrying costs low during rehab.
List the finished property and repay the loan at sale. Or, if you want to hold it as a rental, refinance into a long-term DSCR loan.
Compare rehab financing options for Texas investors.
Common questions about short-term rehab financing in Texas.
Fast funding. 100% rehab financing. Close in days, not months.
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