Our foreign-national mortgage for non-US citizens who own Texas real estate. DSCR loan or full documentation. Remote closing available worldwide.
Optimize your US real estate investment with better rates and terms. ITIN holders should see our ITIN mortgage; self-employed borrowers may prefer a bank-statement refinance.
Foreign nationals without US credit scores or FICO history can qualify. We use international credit reports, bank references, or no-score qualification methods.
If you purchased a Texas property as a foreign national and rates have improved, refinancing can significantly lower your payments and improve your investment returns.
Investment properties qualify via DSCR (rental income). Personal residences require full documentation with international income verification.
Close in your US-based LLC, US corporation, or personal name. Many foreign investors prefer LLC ownership for liability protection.
Valid foreign passport, property ownership documents, and income verification (lease for DSCR or international tax returns).
We determine the optimal program (DSCR or full doc) and lock your rate.
US-based appraisal confirms property value. Underwriting reviews international documentation.
Close at a title company in Texas, or remotely via embassy/mobile notary/RON in your home country.
Run the numbers before you commit. These tools answer the questions every refi shopper asks.
Find out when your refinance pays for itself and whether the closing costs are worth it.
Should you buy discount points to lower your rate? See break-even months and lifetime savings.
See how extra payments shave years off your loan and save tens of thousands in interest.
Questions about refinancing as a non-US citizen. Contact our team for international support.
No US credit • Remote closing • DSCR or full doc. Start your application.
Start my foreign national refi