From South Arlington to North Arlington, we help Tarrant County families close in 21 days. Access the $20K AHAP city grant — zero broker fees, in-house underwriting. We're also a top Fort Worth mortgage lender and serve nearby Dallas home loans and Plano mortgage lender markets.
STX Lending serves employees at Arlington's top employers
The Arlington Homebuyer Assistance Program (AHAP) offers qualifying first-time buyers a forgivable loan of up to $20,000 for down payment assistance and closing costs. Combined with an FHA loan, most buyers need little to no cash at closing. Income limits apply — we'll check your eligibility in minutes.
Takes under 3 minutes. No credit pull required.
The average Arlington home is on market 74 days. You have time — but your lender doesn't. Our in-house underwriting cuts the typical 45-day bank process to under two weeks. Use our mortgage calculator to model your monthly payment and check current VA loan options if you're a veteran.
Start My ApplicationWe are a direct lender. We don't mark up rates or add junk fees. Every dollar saved at closing stays in your pocket.
From the city's $20K AHAP grant to VA loans for veterans near Fort Worth — we match you to the program that makes the most financial sense.
Stack the City of Arlington's $20K AHAP forgivable grant on top of an FHA loan. This combination eliminates most or all of the cash needed at closing for qualifying first-time buyers.
$0 down payment for eligible veterans and active duty. With NAS JRB Fort Worth nearby, Arlington has a strong veteran community we proudly serve with fast VA closings.
As low as 3% down for first-time buyers. Arlington's $320K median price fits squarely within conventional conforming limits — ideal for buyers with strong credit profiles.
GM Financial, Sabre Corp, and Texas Health Resources all headquarter or operate in Arlington. We specialize in corporate relocation mortgages with 21-day closes coordinated with your HR team.
North Arlington luxury properties and new builds near Mansfield occasionally exceed conforming limits. We offer competitive Jumbo programs starting above $832,750.
Arlington homeowners who bought before 2022 have seen strong appreciation. Tap equity for home improvements, debt consolidation, or investment under Texas's 50(a)(6) rules.
Property tax is half of your monthly housing cost in Texas. Get an exact estimate for Tarrant County with homestead exemption math built in. Pair it with our home affordability calculator to see your true buying power.
Estimate my property taxNo bank bureaucracy. No mortgage brokers. A clear, fast path to your Arlington closing table.
Our digital application takes under 10 minutes. Sync your bank data securely — no faxing documents. We check AHAP eligibility automatically during the application.
Receive a credit-cleared, fully underwritten pre-approval within 48 hours. This letter carries far more weight with Arlington sellers than a generic pre-qualification.
Sign 90% of documents online. Meet at a local Tarrant County title company just for the keys. Our average close time is 21 days — 4x faster than a national bank.
Our team operates out of our San Antonio office at 1846 N Loop 1604 W, Ste 205, serving Arlington borrowers via phone, video, and remote closings. Texas-licensed and dedicated to fast, transparent service.
Branch Manager & Loan OriginatorNMLS #1775990
Ben Gheliuc runs the STX Lending branch in San Antonio. Before mortgages, he spent over a decade as a mechanical engineer managing large commercial projects. He moved into the mortgage industry in...
Meet Ben
Mortgage Loan OfficerNMLS #1013126
Mary Gale is a Mortgage Loan Officer at STX Lending and has been licensed in the industry since 2020. Before mortgages she spent more than seven years as an Executive Assistant and Bookkeeper at a...
Meet Mary
Loan Partner
Andreeas Marchis is a Loan Partner at STX Lending. He works alongside the originators to keep files moving, spending most of his time on income calculations, asset reviews, and the underwriting...
Meet AndreeasWe operate one Texas office and serve Tarrant County and the DFW Metroplex borrowers by phone, video, and remote closings.
Join Arlington homeowners who chose a smarter lender. Check AHAP eligibility, lock your rate, and close in 21 days — no broker fees, ever.